Lending System.
Lending System.
LENDING SYSTEM
Complete data filling in 3 minutes, AI intelligent review combined with manual review, and provide fast feedback on approval results within 30 minutes. After approval, the offline smart cabinet will provide 24-hour self-service withdrawals, with instant facial recognition verification to meet urgent payment needs.
The product has flexible credit limits, transparent interest and fees without hidden costs, and adopts bank level data encryption and risk control technology to ensure fund security.
Complete data filling in 3 minutes, AI intelligent review combined with manual review, and provide fast feedback on approval results within 30 minutes. After approval, the offline smart cabinet will provide 24-hour self-service withdrawals, with instant facial recognition verification to meet urgent payment needs.
The product has flexible credit limits, transparent interest and fees without hidden costs, and adopts bank level data encryption and risk control technology to ensure fund security.
Complete data filling in 3 minutes, AI intelligent review combined with manual review, and provide fast feedback on approval results within 30 minutes. After approval, the offline smart cabinet will provide 24-hour self-service withdrawals, with instant facial recognition verification to meet urgent payment needs.
The product has flexible credit limits, transparent interest and fees without hidden costs, and adopts bank level data encryption and risk control technology to ensure fund security.
AI intelligent risk control
engine
Real-time approval powered by central bank data & third-party analytics (e-commerce/social security) with ML-driven risk assessment (<3s), combined with robust anti-fraud layers: multi-layered biometric verification (liveness/voiceprint) and device fingerprinting to block suspicious access.
CORE FUNCTIONS
CORE FUNCTIONS
CORE FUNCTIONS
Online application for the
entire process
Online application for the
entire process
A minimalist online interface enables seamless identity verification, OCR-automated data upload, and credit applications, while supporting flexible loan configurations (consumer/business/emergency) to meet diverse individual and enterprise needs.
A minimalist online interface enables seamless identity verification, OCR-automated data upload, and credit applications, while supporting flexible loan configurations (consumer/business/emergency) to meet diverse individual and enterprise needs.
AI intelligent risk control
engine
Real-time approval powered by central bank data & third-party analytics (e-commerce/social security) with ML-driven risk assessment (<3s), combined with robust anti-fraud layers: multi-layered biometric verification (liveness/voiceprint) and device fingerprinting to block suspicious access.
Offline intelligent cabinet
service network
Withdraw cash/digital vouchers from the smart cabinet within 3 minutes using facial recognition/mobile verification code
National cooperative network covers communities, commercial districts, and transportation hubs
AI intelligent risk control
engine
Real-time approval powered by central bank data & third-party analytics (e-commerce/social security) with ML-driven risk assessment (<3s), combined with robust anti-fraud layers: multi-layered biometric verification (liveness/voiceprint) and device fingerprinting to block suspicious access.
Offline intelligent cabinet
service network
Withdraw cash/digital vouchers from the smart cabinet within 3 minutes using facial recognition/mobile verification code
National cooperative network covers communities, commercial districts, and transportation hubs
Online application for the
entire process
A minimalist online interface enables seamless identity verification, OCR-automated data upload, and credit applications, while supporting flexible loan configurations (consumer/business/emergency) to meet diverse individual and enterprise needs.
Offline intelligent cabinet
service network
Withdraw cash/digital vouchers from the smart cabinet within 3 minutes using facial recognition/mobile verification code
National cooperative network covers communities, commercial districts, and transportation hubs
COOPERATION MODE
AND BENEFITS
COOPERATION MODE
AND BENEFITS
COOPERATION MODE
AND BENEFITS
For financial institutions (B2B)
For financial institutions (B2B)
For financial institutions (B2B)
System authorization deployment: Provide white label solution, complete brand customization access within 2 weeks
Risk control capability output: Share AI scoring model to reduce partner defect rate by 30%+
System authorization deployment: Provide white label solution, complete brand customization access within 2 weeks
Risk control capability output: Share AI scoring model to reduce partner defect rate by 30%+
System authorization deployment: Provide white label solution, complete brand customization access within 2 weeks
Risk control capability output: Share AI scoring model to reduce partner defect rate by 30%+
Targeting end users (B2C)
Targeting end users (B2C)
Targeting end users (B2C)
Flexible rates: Daily interest rate as low as 0.02%, no hidden handling fees
Credit Growth System: A good repayment record can increase the credit limit to 500000 yuan
Flexible rates: Daily interest rate as low as 0.02%, no hidden handling fees
Credit Growth System: A good repayment record can increase the credit limit to 500000 yuan
Flexible rates: Daily interest rate as low as 0.02%, no hidden handling fees
Credit Growth System: A good repayment record can increase the credit limit to 500000 yuan
LOAN SYSTEM WEBPAGE DISPLAY
LOAN SYSTEM WEBPAGE DISPLAY
LOAN SYSTEM WEBPAGE DISPLAY
PRODUCT DISPLAY
PRODUCT DISPLAY
PRODUCT DISPLAY
SMART LENDING CABINET
SMART LENDING CABINET
SMART LENDING CABINET
LENDING SYSTEM RENDERING
LENDING SYSTEM RENDERING
LENDING SYSTEM
RENDERING
© Cplus Concept. 2025
© Cplus Concept. 2025